5 MIN READ

Romance scam leads pensioner to steal £14k from her own mother

romance scam

A 66-year-old pensioner, Maureen Gunn, fell prey to a cruel romance scam, embezzling thousands from her elderly mother in the process. The fraudster, who posed as a United Nations Navy captain, manipulated her into believing they had a future together. Still, in reality, he took everything from her.

The fraudster didn’t work alone. Gunn received emails from various individuals, all claiming that her online lover’s life depended on her financial help. She was convinced that his death would be her fault if she didn’t continue to send money.

“He promised me he would pay it back, but he never did,” Gunn explained, adding that the fraudster and his accomplices even knew that the money was coming from her mother’s account. Despite this, Gunn said, “The pressure I was under was immense. He said he was going to die, and it would be my fault.”

The Fake Romance

Gunn’s ordeal began in 2019 when she connected with “Joshua Jacob,” a man posing as a UN Navy captain, through Facebook. Over the next four years, she was conned out of £50,000 by the fraudster. Despite having never met him in person, Gunn sold her car, took out loans, and even raided her mother’s bank account to support the fraudster.

As the romance scam unfolded, Gunn found herself under increasing pressure to send money. The fraudster, claiming to be critically ill, bombarded her with emails stating that his hospital treatment in London needed to be paid privately because he was not a UK citizen. Gunn was manipulated into believing it was her responsibility to save him. After draining her finances, Gunn, who had power of attorney over her 89-year-old mother’s welfare, began taking money from her mother’s bank account. In total, she embezzled nearly £15,000 from her mother, Jane Marr, using the funds to support the fraudster’s false claims.

The Impact of Romance Fraud

Gunn’s life was turned upside down by the scam. As her family relationships crumbled, she admitted, “My family hasn’t spoken to me since. They’ll never be the same. Never.” Despite the warnings from her brother, David Marr, who had repeatedly told her it was all a scam, she continued to send money. Marr had tried to convince her that the United Nations doesn’t have a navy. Still, Gunn was too deeply manipulated to believe it.

Romance fraud can also lead to mental health struggles, as victims face the emotional devastation of being conned by someone they trusted. The feeling of being duped by a scam can result in depression, anxiety, and long-term emotional trauma.

On Tuesday, Maureen Gunn pleaded guilty at Edinburgh Sheriff Court to embezzling £14,521.60 from her mother between September 2020 and July 2021. Sheriff John Cook acknowledged that Gunn had been “ostracised by her family” and was fully aware of the gravity of her actions.

Gunn avoided jail but was sentenced to 140 hours of community service and ordered to repay the stolen money. However, her brother, David Marr, expressed disappointment, saying, “We all told her it was a scam, but she continued to send him money. She should have been jailed.”

The Emotional Toll

Romance fraud not only causes significant financial damage but also leaves lasting emotional scars. Victims are often left feeling betrayed, ashamed, and humiliated. Gunn’s experience highlights how emotionally manipulative these scams can be, targeting vulnerable individuals who are seeking companionship and trust.

The emotional manipulation involved in romance fraud can lead to isolation from friends and family. Victims like Gunn may withdraw from social interactions due to shame or fear of judgment. In this case, Gunn’s actions strained her relationships, leaving her isolated and ostracised by her loved ones.

Reporting Cases

Many victims of romance fraud are reluctant to come forward due to the embarrassment of falling for such a scam. This leads to underreporting, which makes it difficult for authorities to assess the true scale of the problem. Victims like Gunn often don’t realise they are being scammed until it’s too late, and the shame of being deceived can prevent them from seeking help.

Gunn’s case is a stark reminder of the importance of fraud prevention. Fraudsters prey on vulnerable individuals, using emotional manipulation to drain them financially. To protect yourself from romance fraud, always be cautious when forming online relationships. Never send money to someone you haven’t met in person, and be wary of anyone who pressures you for financial help.

Lessons in Fraud Prevention

If the victim in this case had understood even the basics of fraud prevention, she would have known never to send money to someone she had only met online. The emotional element of a romance scam often clouds judgment, making it difficult for victims to recognise red flags. In this case, the victim’s brother warned her, but her feelings of love blinded her to the truth.

However, spreading essential fraud prevention tips, such as never sending money to online connections, could significantly reduce these cases. With greater fraud awareness, more people would recognise the dangers and avoid falling victim to these emotionally manipulative scams.

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