6 MIN READ

Victim suffers heart attack after losing £17k in cruel romance scam

romance scams

Romance scams are a growing threat in 2025. Many people seek love online, only to fall prey to deceitful fraudsters. Recently, a romance-seeking mother from Glasgow lost a staggering £17,000 to a romance scam. Her experience reveals how these scams work and the heavy toll they take on victims.

A Devastating Betrayal

A 57-year-old mum faced heartbreak and financial ruin when she trusted a man who posed as an American businessman. He joined a dating website designed for women and quickly began to build trust. Over several months, he maintained regular contact through messages and video calls. His genuine appearance and convincing details made him seem real. The victim, already reeling from a recent family bereavement, saw him as a beacon of hope and support.

He presented himself as successful and reliable. He said he worked in Northern Ireland and even mentioned plans to visit Scotland. His charm and urgency masked his true intentions. In time, she felt safe enough to share her personal details. This trust paved the way for the scammer’s manipulative tactics.

How the Romance Scam Unfolded

The scammer began by establishing a seemingly genuine connection. He claimed to be an American businessman with solid plans for work in Northern Ireland. His story resonated with the victim, who was searching for comfort in her time of grief. Over many chats and video calls, he built a strong emotional bond with her.

After gaining her trust, he introduced a financial problem. He said his bank account had crashed, and he needed money to purchase machinery for a job. Convinced by his story and the documents he provided, the victim transferred £17,000. The bank details and passport images he sent appeared authentic. This first transaction marked the beginning of her financial downfall.

Not long after, the scammer added another twist. He claimed that customs had taken his passport and that he was now being held. He urgently requested an extra £7,000 to settle the issue. Although she initially refused, his persistent messages wore her down. He even left a voicemail stating he was being beaten and desperately needed the money for his release. His repeated pleas deepened her emotional vulnerability, pushing her to comply with his demands.

The Emotional and Financial Impact

The financial loss plunged the victim into severe distress. Losing such a large sum left her with feelings of regret and self-blame. The emotional strain proved too much. She experienced a suspected heart attack and had to be hospitalised. This physical breakdown highlighted the deep impact of the scam.

Her mental health suffered alongside her financial stability. The victim described her situation as if her life was in ruins. She reported the scam to both her bank and the police. Yet, the damage was extensive. The emotional scars ran deep, leaving her isolated and questioning her judgement. The aftermath of the scam was not only about lost money but also about the trust shattered in its wake.

Expert Advice

Fraud prevention experts urge caution when forming new online relationships. Specialists at Advice Direct Scotland stress that anyone interacting online should verify identities before sharing personal details or money. They advise that one must remain sceptical of sudden requests for funds, even when the person on the other end appears genuine.

Hazel Knowles, a senior project lead at Advice Direct Scotland, shares a clear message. She advises, “Be extra vigilant when using dating apps and online platforms.” She recommends conducting thorough background checks before any financial exchange. Her advice is simple: never share personal or financial information with someone you have only met virtually. This approach may seem harsh, but it protects you from potential financial and emotional harm.

In my work with fraud prevention, I have seen similar cases. One friend almost fell victim to a romance scam by ignoring early warning signs. She paused and verified details before proceeding, saving her from financial loss. Such personal experiences underline the importance of taking time to verify every online interaction. Always trust your instincts when something feels off.

Key Warning Signs

Romance scams come with clear warning signs. One major red flag is the speed at which a stranger builds trust. Scammers often share detailed personal stories to manipulate emotions quickly. They may ask for money under the guise of an emergency or a sudden financial crisis. In this case, the scammer’s urgent requests and convincing documents should have raised multiple red flags.

Other indicators include pressure to act fast and a reluctance to meet in person or provide verifiable details. If someone asks for money without a solid reason, it is best to halt any financial transaction. Always take a moment to research and independently confirm the person’s identity.

What to Do If You Become a Victim

If you suspect you are dealing with a romance scam, act immediately. Report your concerns to your bank and the police without delay. Save every message, email, and detail related to the communication. Documenting the interactions is vital for any future investigation.

Reaching out to fraud prevention charities can also provide support and advice. Organisations like Advice Direct Scotland and Action Fraud offer free, impartial help to those affected by scams. They guide victims through the next steps and help them understand their options. While the process can feel overwhelming, quick action can limit further damage.

I advise anyone who has doubts about an online relationship to talk to someone trustworthy. Discussing your concerns with a friend or a professional may provide clarity. In many cases, a second opinion can help you see red flags you might have missed. Remember, you are not alone. Many have faced similar situations and have found support through proper channels.

Lessons Learned and Moving Forward

This case teaches us the harsh reality of romance scams. The victim’s experience shows that scammers use charm and manipulation to exploit vulnerable emotions. Her story is a stark reminder of the importance of caution when engaging with strangers online. While love and connection are natural human desires, they must be pursued with care.

Experts stress that the best defence against romance scams is vigilance. Always take the time to verify any new relationship. Confirm identities through independent sources and be wary of urgent requests for money. These steps might seem inconvenient, but they are essential for your financial and emotional safety.

Many victims of romance scams feel embarrassed or foolish afterwards. However, it is important to understand that scammers are skilled manipulators. Their methods evolve, and they prey on anyone who shows vulnerability. There is no shame in being deceived. Instead, learn from the experience and share your story to help others avoid the same fate.

Awareness is key. By learning from real-life experiences and heeding expert advice, you can protect your heart and your wallet. Love online comes with risks, but with the right precautions, you can enjoy meaningful connections without falling prey to fraud. Stay alert, verify identities, and never hesitate to seek help if something feels amiss.

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